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Government Programs end comment for Government Programs -->
Last update: January 31, 2012 05:18 PM CST
Conforming Loan Programs
Conforming rates for loans under $417,000.
Program Rates Points APR
30 yr Fixed Conforming
Rates quoted may contain 1% origination fee; loans assume 80% ltv, non cash out refinance or purchase w/ normal escrows and fully documented income and assets. 		3.875 0.000 3.928
15 yr Fixed Conforming
Rates quoted may contain 1% origination fee; loans assume 80% ltv, non cash out refinance or purchase w/ normal escrows and fully documented income and assets. 		3.250 0.000 3.343
3/1 ARM
30/5 yr Fixed or 5/1 ARM
30/7 yr Fixed or 7/1 ARM
10/1 ARM
Adjustable
Jumbo Loan Programs
Jumbo rates for loans over $417,000.
Program Rates Points APR
30 yr Fixed Jumbo
15 yr Fixed Jumbo
3/1 Jumbo ARM
5/1 Jumbo ARM
7/1 Jumbo ARM
10/1 Jumbo ARM
Jumbo Adjustable
Government Loan Programs
Program Rates Points APR
30 yr fixed FHA
Rates quoted may contain 1% origination fee; cash out limited to 85% of value. Purchase loans limited to 96.5% of purchase price. Fees do not include any financed MI or funding fees. 		3.875 0.000 3.928
15 yr fixed FHA
Rates quoted may contain 1% origination fee; cash out limited to 85% of value. Purchase loans limited to 96.5% of purchase price. Fees do not include any financed MI or funding fees. 		3.500 0.000 3.594
30 yr fixed VA
Rates quoted may contain 1% origination fee; cash out limited to 90% of value. Purchase loans limited to 100% of purchase price. Fees do not include any financed MI or funding fees. 		3.875 0.000 3.928
15 yr fixed VA
Rates quoted may contain 1% origination fee; cash out limited to 90% of value. Purchase loans limited to 100% of purchase price. Fees do not include any financed MI or funding fees. 		3.500 0.000 3.594
APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.